Salaried Individuals
  • Minimum age of Travel Loan Borrower: 24 years
  • Maximum age of Travel Loan Borrower at loan maturity: 60 years
  • Minimum employment: Minimum 3years in employment and minimum 1 year in the current organization
  • Minimum Net Monthly Salary: Rs. 25,000/- per month
  • CIBIL Decent Score above 750 mandatory
Salaried Individuals Home Loans [NRI] for US/UK/EUROPE/Australia/New-Zealand/ South Africa/ UAE
  • Minimum age of Travel Loan Borrower: 24 years
  • Maximum age of Travel Loan Borrower at loan maturity: 60 years
  • Minimum employment: Minimum 3years in employment and minimum 1 year in the current organization
  • Minimum Net Monthly Salary in INR : Rs. 1,00,000/-
  • CIBIL Decent Score above 750 mandatory in India.
  • Foreign Credit report [Latest]
Self Employed (Professionals)
  • Minimum age of Loan Borrower: 24 years
  • Maximum age of Loan Borrower at loan maturity: 65 years
  • Years in business: 5years depending on profession
  • Minimum Net Annual Income: Rs. 4,50,000/-
  • CIBIL Decent Score above 750 mandatory
Loan Eligibility
Self Employed (SENP-Individuals):
  • Minimum age of Loan Borrower: 24 years
  • Maximum age of Loan Borrower at loan maturity: 65 years
  • Years in business: 5 yrs continuity business experience
  • Minimum Net Annual Income: Rs. 5,00,000/- P.A.
  • CIBIL Decent Score above 750 mandatory
Rental Income Owner
  • Minimum age of Loan Borrower: 24 years
  • Maximum Net Rents Receivable: Rs. 30,000/- per month
  • CIBIL Decent Score above 750 mandatory
  • Co-Borrower/ Guarantor is mandatory