1. Salaried Individuals
Include Salaried Professionals, employees of select Public and Private limited companies, Government Sector employees including public sector undertakings and central, state and local bodies:
Eligibility Criteria:
  • Minimum age of Travel Loan Borrower: 24 years
  • Maximum age of Travel Loan Borrower at loan maturity: 60 years
  • Minimum employment: Minimum 3years in employment and minimum 1 year in the current organization
  • Minimum Net Monthly Salary: Rs. 25,000/- per month
  • CIBIL Decent Score above 750 mandatory

Documents Required Pre-Sanction:
  • Filled and Signed Loan application Form
  • 2 Colour Photographs (Latest)
  • Proof of Identity (Pan Card, Aadhar Card, Passport Copy Mandatory, Voters ID Card/ Driving Licence Optional)
  • Residence Address Proof (Latest Ration Card/ Telephone/ Electricity Bill/ Rental Agreement/ Passport Same Address)
  • Employment Details (Business/ Visiting Card, Employee ID Card, Appointment/ Offer Letter, Latest 4 Months Salary Slip or Current Dated Salary Certificate with latest 2 years Form-16)
  • Salary Credited Bank Statements (6 months bank statement latest/ 12 months bank passbook print)
  • Latest Own House Proof Mandatory if not Provide a Co-Borrower/ Guarantor who has own house proof
  • Total Quotation, Minimum @20% Initial Booking Amount paid receipt.
2. Salaried Individuals Home Loans [NRI] for US/UK/EUROPE/Australia/New-Zealand/ South Africa/ UAE
3. Self Employed (Professionals)
4. Self Employed (SENP-Individuals)
5. Rental Income Owner